model

What is the ‘Swiss cheese model’ and how can it apply to coronavirus?

By now, the measures to protect ourselves during the coronavirus pandemic are engrained in our minds.



a close up of food: slices of swiss cheese


© Getty Images
slices of swiss cheese

But with “pandemic fatigue” an increasing concern, public health experts are reminding people of the importance of these measures using an unusual metaphor — cheese.

The “Swiss Cheese Model” uses slices of cheese to visualize how interventions work together. Each intervention — including physical distancing, mask-wearing, hand washing and disinfecting — is depicted as an imperfect barrier to virus transmission by the holes in the cheese.

When multiple effective, but imperfect, interventions are combined like a stack of Swiss cheese slices, some of the holes in the cheese are covered and virus transmission is decreased or even stopped. Some viruses might get through a couple of holes, but the odds are low that holes in every slice would line up and allow the virus to slip through

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women

Meg Thee Stallion is giving $10,000 scholarships to women of color. How to apply

Attention Hotties!



a woman posing for a picture: Megan Thee Stallion is awarding two $10,000 scholarships to women of color. (Charles Sykes / Invision / Associated Press)


© (Charles Sykes / Associated Press)
Megan Thee Stallion is awarding two $10,000 scholarships to women of color. (Charles Sykes / Invision / Associated Press)

Megan Thee Stallion kicked off the hot girl school year on Thursday by launching the Don’t Stop Scholarship fund for “women of color pursuing a degree in any field of study.”

Students from all over the world working toward an associate’s, bachelor’s or post-graduate degree are encouraged to apply online for the chance to win one of two $10,000 scholarships named after the rapper’s latest single, “Don’t Stop,” featuring Young Thug.

“In honor of all the young women out there who don’t stop working hard to get their education,” the application website reads. “Women remain underrepresented and undervalued in society and female students of color are at a larger disadvantage when it comes to access to financial resources.

“Still a college student

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shopping

Why now is the perfect time to apply for a new rewards credit card

This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

There haven’t been many opportunities to describe anything as “perfect” in 2020, but there is one silver lining to this incredibly turbulent year: credit cards have never been more rewarding.

This might sound surprising. If you’ve been paying attention to the credit card landscape, you’ve probably heard that banks are increasing requirements for approval and slashing credit limits on existing cards. While banks are indeed tightening restrictions to avoid riskier customers, they are always looking to attract low-risk, high-earning customers. And right now, they are using some very tempting offers

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